Ted Malkhasian at Rate (NMLS #49345)

Rusty O'Dowd is your Waltham local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Rusty is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rusty at (781) 647-2026 for more information!

Naela Sharuk is your Waltham local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Naela is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Naela at (781) 213-9441 for more information!

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.