Rhode Island Joint Reinsurance

FAIR Plans are the outgrowth of the national emergency created by three years of rioting in American cities, beginning with the Watts outbreak in 1965. When the rioting of the 1960s suddenly mushroomed to disastrous proportions, the companies found themselves in the position of having to pay losses in excess of 100 million, on which they had collected no specific premium. Although the companies paid these losses, their capacity was severely taxed and their normal riot reinsurance market had dried up. It became obvious that emergency revisions of underwriting and reinsurance procedures were necessary for the future protection of urban property and urban existence.A national advisory panel appointed by President Johnson warned that the revitalization of the nations cities would be impossible without fair access to property insurance. It then set forth its recommendations to provide federal riot reinsurance to companies writing in riot prone states if FAIR Plans Fair Access to Insurance Requirements were established to resolve the availability of insurance protection in urban areas.Congress enacted the Urban Property Protection and Reinsurance Act of 1968, which authorized the establishment of FAIR Plans and made available federal riot reinsurance to the companies. The Massachusetts Legislature responded with the enactment of chapter 731 of the Acts of 1968, which formed the Massachusetts Property Insurance Underwriting Association under regulatory supervision of the Massachusetts Insurance Department. The Commissioner of Insurance further designated the entire commonwealth an Urban Area, with the result that FAIR Plan coverage is available on a statewide basis.

The Massachusetts Alliance of Children's Advocacy Centers (MACA) is a coalition dedicated to ending child abuse through innovative strategies and community involvement. With a focus on healing and justice, MACA supports a network of Children's Advocacy Centers (CACs) that provide essential resources and training to professionals working with victims of child abuse across Massachusetts. MACA emphasizes collaboration among multidisciplinary teams to effectively address the complexities of child abuse, offering educational initiatives and legislative action to promote systemic change. By engaging the community and advocating for victims, MACA strives to foster a safer environment for children and empower individuals to take action against abuse. Generated from the website

Preservation of Affordable Housing (POAH) is dedicated to preserving, creating, and sustaining affordable homes that foster economic security and community access for low- and moderate-income residents. With a presence in 13 states and Washington, D.C., POAH manages 144 properties and serves over 22,000 residents through revitalization efforts and resident-focused services. Through innovative real estate development, POAH transforms at-risk communities into vibrant living spaces while ensuring financial and physical sustainability. Their commitment to affordable housing is exemplified by significant projects like the $40 million renovation of Salem Heights Apartments and the construction of Meridian Point at Goulds Station in Miami. Generated from the website