Ralph Berthiaume, MLO - Ross Mortgage Company

I am a seasoned banking professional with over 20 years of experience. I have a strong commitment to the local communities as this is where I also reside and a passion for helping people in this area. I work directly with you, the borrower, to help understand your financial situation and home-buying goals, educate you about various loan options and terms, and even assist in collecting the financial data to determine loan suitability. I've helped many people achieve their dreams of homeownership and will use that experience to help guide you throughout the mortgage process. I'm committed to providing excellent customer service and will ensure that everyone is kept well-informed, and your questions are answered promptly.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.