Anthony Manganiello-Total Mortgage, NMLS #1682679

Renee Guidaboni Coleman has been educating consumers about home financing options since 2012. Whether you are a first-time homebuyer, or looking to upsize or downsize, Renee can help you before you ever make an offer on a property.There are many factors to consider with a home loan, with interest rates being only one of them, and Renee is devoted to finding a viable mortgage option for you. She can sit with you and look over your budget, income, and savings, helping you get a clear picture of what program is realistic. Renee will help you consider all your options, so you can make the best decision for your needs.In addition to conventional mortgage products, Renee specializes in reverse mortgages, which enable homeowners 62 and older to maximize the equity in their home and enjoy living in there for as long as possible.Ensuring that a reverse mortgage is a viable option for you is Renees priority. In your initial consultation, youll learn about eligibility and property qualification requirements, the pros and cons of reverse mortgages, and options for receiving your money. From there, the decision to move forward is completely yours.A reverse mortgage is a viable financial option worth exploring in cases like:If you are a senior homeowner who is planning for or entering retirementIf you have an elderly parent or relative who is seeking additional income or a funding source for home repairsRenee also frequently consults with financial planners and estate planning attorneys who are exploring reverse mortgages as a money management tool.Curious to learn more? Let Renee help you consider all your options, so you can make the best decision for your financial needs, for your particular stage of life. NMLS: 1119902, Branch NMLS: 1597135

After more than 21 years in the mortgage business, I’ve become known as a leading loan officer, both in New England and nationally. I believe I’ve earned that distinction by doing what’s right for my clients. I’m proud that my 2024 Scotsman Guide Top Originator numbers place me in the highest ranks of my peers: #9 loan originator in the nation. 529 loans closed. $317,530,739 in loan volume. And although I appreciate the awards, I take my greatest satisfaction from helping my clients make what is usually the biggest financial transaction of their life. As a former investment advisor, I analyze each borrower’s overall financial picture, time horizon, and income level, which allows me to recommend the most suitable mortgage products available.

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 196322, Branch NMLS: 1401242