World Funding Bankers

Bay Capital Mortgage, located in Annapolis, MD, is dedicated to providing exceptional service for individuals looking to buy or refinance a home. With a commitment to understanding clients' unique financial situations, their team of experts offers personalized advice and recommendations to help achieve financial goals. Recognized as one of the best mortgage lenders by What'sUp Magazine in 2020, Bay Capital ensures timely closings and a secure handling of borrower data in compliance with privacy laws. They prioritize clients' interests and focus on facilitating a smooth mortgage process, whether it's for first-time buyers or homeowners seeking equity for new projects. Generated from the website

Farmers and Merchants Bank is an independent, locally owned and operated community financial institution that serves individual and business clients. The bank provides a range of personal and business checking and savings accounts, as well as certificates of deposit. Its mortgage division serves the lending needs of real estate professionals, builders and individual homebuyers in Maryland and Pennsylvania. Farmers and Merchants Bank offers a variety of loan programs. It operates more than five offices located in northern Baltimore and Carroll Counties in Maryland. The bank provides online simple loan, retirement plan, , savings, compound savings, and mortgage refinance and qualifier calculators. Farmers and Merchants Bank is a member of the Federal Deposit Insurance Corporation.