The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient way for users to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, cardholders can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers access to cash through the Allpoint Network and Accel Debit Payments Network. Users can also enhance their experience by downloading the Exchange app, available for smartphones, iPads, and Apple Watches.

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