The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy fee-free transactions such as withdrawals and deposits.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers seamless access to cash through the Allpoint Network and Accel Debit Payments Network. The Exchange Network also features a mobile app, making it easier for users to locate ATMs and manage their transactions on the go.

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