The Exchange Network

The Exchange Network, based in Thurmont, MD, provides a network of surcharge-free ATMs for its members, ensuring easy access to cash without additional fees. Cardholders can identify their participation by checking for The Exchange logo on their debit cards or confirming membership with their financial institution.

In addition to local access, The Exchange Network supports Canadian cardholders traveling to the U.S. by allowing them to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The organization is operated by Ficanex Services Limited Partnership, which oversees the network's operations and member services.

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