The Exchange Network

The Exchange Network, based in Gambrills, MD, offers a convenient solution for accessing cash without incurring ATM surcharge fees through thousands of surcharge-free ATMs. Cardholders can easily determine their eligibility by checking for the Exchange logo on their debit cards or confirming their bank's participation in the network.

For Canadian Exchange cardholders traveling to the U.S., the network provides access to cash via the Allpoint Network and Accel Debit Payments Network. The Exchange Network is operated by Ficanex Services Limited Partnership, ensuring a reliable and user-friendly experience for its members.

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