Maryland State Government

The Maryland Insurance Administration (MIA) is dedicated to assisting consumers with their insurance needs, providing resources and support for issues ranging from claims and coverage to emergency appeals for medically necessary care. The agency also facilitates educational events and outreach programs to help the public better understand their insurance options and obligations. In addition to addressing health insurance inquiries, the MIA offers guidance on various types of insurance, including flood, boat, and renters insurance, while actively working to combat insurance fraud. The administration promotes consumer protection through public hearings and community engagement, ensuring that Marylanders have a voice in insurance-related matters. Generated from the website

The Office of Financial Regulation, part of the Maryland Department of Labor, oversees licensing and regulation of financial institutions and services within the state. The department provides consumer assistance, manages industry resources, and enforces financial regulations to protect Maryland residents. Located in downtown Baltimore, the Office aims to support transparency in financial operations while addressing consumer complaints efficiently. Additionally, it caters to various sectors, including mortgage supervision, fintech innovation, and collection agency licensing, ensuring compliance and enhancing financial literacy. Generated from the website

Koval Construction Inc., founded by Michael S. Koval in 1980, is a reputable home improvement contractor serving both the Western and Eastern Shores of Maryland. With over three decades of experience and a Maryland Home Improvement Commission license, the company specializes in a wide range of services, including additions, new construction, roofing, siding, and window replacement. The firm prides itself on delivering projects that are completed on time and within budget, ensuring client satisfaction through quality workmanship and reliable service. Koval Construction has earned positive referrals from past clients and continues to uphold a strong reputation in Maryland's home improvement industry. Generated from the website