Kraig Spence-Churchill Mortgage, NMLS 5675

Ray Tate is a seasoned Mortgage Loan Officer at Churchill Mortgage in Columbia, MD, bringing 20 years of experience to help individuals and families secure the financing they need for purchasing or refinancing homes. With a focus on personalized mortgage solutions, Ray is dedicated to guiding clients toward achieving their financial goals and building wealth through homeownership. His impressive background includes a Bachelor of Science in Marketing from the University of Maryland and experience in Small Balance Commercial Lending, elevating his ability to assist business owners. Outside of his professional pursuits, Ray actively engages in community service as a Board Member of the Bridge Builder Foundation of Maryland and Omega Psi Phi Fraternity Inc., while enjoying time with his family and biking. Generated from the website

When buying a house or refinancing your mortgage, you can count on one of the nation’s most experienced mortgage lenders to guide you through the process and explain your home loan options. Work with us and we’ll help illuminate your path to homeownership, whether you’re just starting or you’ve found a house you love. Contact us to learn more. Equal Housing Lender.

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 1489960, Branch NMLS: 2054025