Jeffrey Halbert - First Home Mortgage

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 1448398, Branch NMLS: 2402056

Billy Patriarca is your premier mortgage team located in Dunkirk, Maryland. Billy prides himself on offering some of the most competitive rates nationwide, and making the loan process simple, straightforward and fast for borrowers seeking a mortgage. As Maryland’s leading Mortgage expert, Billy Patriarca alleviates the typically drawn-out loan process; pre-qualifying borrowers within one hour and providing a written pre-approval certificate to present with their purchase contract. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Billy Patriarca can help you take that first step toward a financial solution.

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of August 2023. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.