The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for debit cardholders to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby, ensuring seamless transactions whether for withdrawals, deposits, or PIN changes.

For Canadian EXCHANGE cardholders traveling to the U.S., the network allows access to cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network also offers a mobile app for easy access to ATM locations and additional services.

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