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About Bayou Insurance At Bayou Insurance, we want to help your business succeed. Are you looking for the most basic coverage at the cheapest rate? Are you a chameleon carrier looking to get away from a bad DOT rating? If so, we are not the agency for you. We seek partners who care about their business and value the role we play as trusted insurance advisors. Our job is to present you with a comprehensive plan, that covers any risk your operation may have, at the most affordable rate. Does your business need help with DOT Compliance, factoring, or dispatch services? We have done our homework and forged partnerships with companies doing these things.