The Exchange Network

The Exchange Network, based in Bardstown, KY, provides a convenient solution for cardholders to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available through the network, users can easily find an ATM nearby and enjoy free transactions, including withdrawals and deposits.

The network is operated by Ficanex Services Limited Partnership and offers a mobile app for seamless access on various devices such as smartphones and Apple Watches. Canadian Exchange cardholders can also utilize their debit cards while traveling in the U.S. through partner networks like Allpoint and Accel.

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