Lower Mortgage

Your Mortgage Coach

At Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. Were big enough to compete with the big guys, but small enough to work closely together every day.A full-service, independent mortgage bank headquartered in Kentucky and founded in 2001 by David Stockton, the Stockton Mortgage team has grown to more than 175 with lender licenses in 17 states. Were a Fannie Mae and Freddie Mac seller/servicer and one of only two mortgage banks in Kentucky approved as a Ginnie Mae issuer.We have established ourselves as one of the most reliable and trustworthy home loan and mortgage providers in our area. Though our business continues to grow, with licenses in in Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Mississippi, North Carolina, Ohio, Tennessee, and Texas, we are committed to maintaining our core values, and ensuring that every customer is completely satisfied.Stockton Mortgage is a full service mortgage banker. In addition to being an agency direct seller/servicer, SMC is an approved lender with the Federal Housing Administration, Veterans Administration, U.S Department of Agriculture, Kentucky Housing Corporation and Indiana Housing Corporation. SMC has been named the #1 Rural Housing Lender in the state six years in a row, a top KHC lender, and KHCs Mortgage Credit Certificate recipient. We would love to help you purchase your dream home, and show you just how easy the process can be.