Seals Financial Planning & Investments

Michael W Kretz Inc, operating as Keystone Financial Group, is dedicated to providing customized financial services that prioritize the unique needs of each client. They specialize in a variety of areas including investment management, retirement planning, tax planning, and charitable giving, ensuring that clients receive tailored advice to support their financial goals. The firm follows a structured process to build strong client relationships, starting with an introductory meeting to establish compatibility and culminating in a comprehensive investment plan that encourages ongoing communication and collaboration. With multiple offices across Kentucky, Keystone Financial Group emphasizes active management and continuous support to help clients navigate the complexities of their financial landscapes. Generated from the website

HistoryNick originally pursued working in the mortgage industry right out of college, when he was approached by a friend who worked for a national lender. Throughout the years, Nick has developed a true passion for mortgages. He enjoys assisting first-time homebuyers who did not believe it was possible for them to become homeowners. Guiding his clients throughout one of the most important decisions of their lives is something he finds very rewarding.SpecialtiesNick has over 12 years of valuable experience. He studied at Eastern Kentucky University where he earned a degree in Sociology. His background includes working in many different mortgage capacities, including Bank Manager, Producing Market Manager, and most recently Mortgage Consultant. Having exposure to multiple areas of origination has helped Nick understand the process inside and out, and therefore facilitate accurate and fast closings for all his clients. Due to his continued dedication he received multiple awards, including the Star Performer - Best Branch Manager recognition. Throughout the years, Nick has developed a true passion for mortgages. He enjoys assisting first-time homebuyers who did not believe it was possible for them to become homeowners. Guiding his clients throughout one of the most important decisions of their lives is something he finds very rewarding.