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Kentucky Employers Mutual Insurance is a Kentucky company serving all 120 counties of the commonwealth. KEMI is a competitive worker s compensation carrier. KEMI offers numerous services, including claims, underwriting, audit, loss education and fraud. KEMI began operations on September 1, 1995 as the centerpiece of workers compensation reform in Kentucky. Since 1995, KEMI has made strides for Kentucky by stabilizing the workers'compensation market and providing responsible, competitive pricing and responsive claims service for large and small businesses across the commonwealth. The company s website offers many features, including quick quotes and agent locators. The company is located in Lexington, Ky.

CHECKredi offers a range of payment solutions. The company serves family-owned business, corporations, and grocery and retail stores. It provides in-store, online and telephonic payment solutions. The company offers check verification and collection services. It also provides electronic check conversion and returned check consolidation services. The company offers weekly, monthly, quarterly, biannual and annual payment scheduling services. It operates a credit card club that provides payment solutions to business establishments through Visa and MasterCard transactions. The company serves schools and school districts. It offers returned check processing and stolen and fraudulent check verification services. Location in Lexington, Ky., CHECKredi additionally provides online reporting services.