Citizens Guaranty Bank

Founded in 1870, WesBanco, Inc. is a multi-state, bank holding company headquartered in Wheeling, West Virginia. We are a diversified and well-balanced financial services company, with a community bank at its core, built upon a strong legacy of credit and risk management. Over the past decade, weve built a national reputation as a safe, sound, and profitable bank holding company while we have maintained our community bank orientation. We merge technology with people to support our commitment to personal customer service. WesBancos banking subsidiary WesBanco Bank, Inc., operates branches and offices in eight states. In addition, WesBanco operates a century old trust business, an insurance agency, WesBanco Insurance Services, Inc., and a full service broker/dealer, WesBanco Securities, Inc. At WesBanco what matters most to you, matters most to us.

Founded in 1870, WesBanco, Inc. is a multi-state, bank holding company headquartered in Wheeling, West Virginia. We are a diversified and well-balanced financial services company, with a community bank at its core, built upon a strong legacy of credit and risk management. Over the past decade, weve built a national reputation as a safe, sound, and profitable bank holding company while we have maintained our community bank orientation. We merge technology with people to support our commitment to personal customer service. WesBancos banking subsidiary WesBanco Bank, Inc., operates branches and offices in eight states. In addition, WesBanco operates a century old trust business, an insurance agency, WesBanco Insurance Services, Inc., and a full service broker/dealer, WesBanco Securities, Inc. At WesBanco what matters most to you, matters most to us.

First Southern Bancorp is the holding company for First Southern National Bank. The bank offers a variety of personal and business financial services. It serves clients in the Ballard, Caldwell, Fayette, Garrard, Jessamine, Lincoln, Logan, Madison, Pulaski and Wayne counties in Kentucky. The bank also provides a variety of loan and mortgage options. Its deposit products include savings and checking accounts. The bank offers safe-deposit boxes, traveler s checks, and credit and debit cards, as well as operates a network of ATMs. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. First Southern National Bank also provides night depository, direct deposit, wire transfer, notary and merchant services.