Foremost Specialty

About Benefit Brokers Benefit Brokers, LLC is a professional brokerage agency specializing in employee benefits focused entirely on serving the needs of local businesses and their employees. Through our depth of market knowledge, we help our clients find the right benefit solutions and help them ensure successful implementation and continued success with their benefits program. Because we work for our clients and not an insurance company, our agents are in a better position to advise and serve. What to Expect from Benefit Brokers You will work directly with our professional agents. All of our agents are licensed and trained in the area of employee benefits and posses depth of market knowledge to help our clients deliver competitive benefit plans ro their employees. They are continuously being educated on the current trends and legislation in employee benefits and how that may affect our clients. We provide assistance with Federal and State employer requirements such as ; COBRA, State Continuation, Employment Mon Discrimination Act, HIPAA, ERISA, ARRA, FMLA, etc. These requirements are ever changing and may affect your benefit plans. When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.