Hills Bank and Trust Company

I am truly passionate about my profession and the result is that most of my business is by referral from satisfied customers and experienced realtors. My mission is to carefully guide you through the entire home loan process so that you feel confident as you make choices about the many options available for your financing needs. I have been in mortgage lending since November 1984 and have a wide range of experience in the mortgage industry from a Mortgage Loan Officer, Branch Manager, Executive Vice-President, President, previously Licensed as a Mortgage Broker in the states of Iowa & Illinois and now a Licensed Real Estate Lending Consultant NMLS 631568. Currently the Chairman of the Education Committee of the Iowa Mortgage Association Quad City Chapter for the last four years.Previously on loan Committee for the Neighborhood Housing Service of Davenport and on the 100 Homes Committee for the City of Davenport.Your home is one of the largest financial commitments that you will make during your life. I can help you realize that your home is truly a valuable financial tool and will help you achieve the dreams and plans they envision for your future.You only think about home financing a few times during your life ~ I think about it every day. Its your home and your future. Its my profession and passion. I am ready to work for your best interest.I OPEN THE DOOR TO DREAM HOMES FOR FAMILIES IN ALL STAGES OF LIFE!