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South Ottumwa Savings Bank provides checking and savings accounts and personal and business loans. It offers several mortgage and loan options for the purchase of vehicles and homes. South Ottumwa Savings Bank also provides online banking, money management, financial consultation, and trust and estate planning services. In addition, the bank offers debit, credit and gift cards. South Ottumwa Savings Bank provides various retirement services, such as investment management and plan administration. The bank has several ATM locations throughout the state of Iowa. Additionally, South Ottumwa Savings Bank offers telephone banking services. It is a member of the Federal Deposit Insurance Corporation.