Thomas H Bainbridge

For over 25 years, Vela Insurance Services has been a leading Excess & Surplus Lines Insurance carrier, specializing in providing innovative and flexible commercial insurance products for a diverse range of industries. Our expertise spans across four key market segments: Velocity Small Business, Construction, Specialty Casualty, and Miscellaneous & Technology Professional Liability. Vela’s Underwriters and Risk Professionals excel in delivering robust E&S insurance solutions to our exclusive network of wholesale brokers. We offer national coverage with local expertise. Vela's primary focus is providing comprehensive commercial insurance products for businesses involved in small Business operations, construction, manufacturing operations, service-oriented operations, products liability exposures and miscellaneous and technology professional services. Market Segment Coverage Capabilities: • Velocity Small Business o Size of risk - $2,000,000 receipts maximum and/or $750,000 payroll max o Owners Interest – Up to $100,000,000 project costs o Contracting Business - All states excluding NY o Primary Limits - $1,000,000/$2,000,000 or $2,000,000/$4,000,000 o Excess Limits - Up to $5,000,000 • Construction o Size of risk – More than $2,000,000 receipts o Contracting Business – Multi-state excluding NY o Primary Limits - $1,000,000/$2,000,000 or $2,000,000/$4,000,000 o Excess Limits – Up to $5,000,000 o Project-Specific Coverage – Small to Medium-sized projects with a maximum of $25,000,000 - $35,000,000 construction costs  New construction or remodel of residential or commercial structures  Custom homes valued up to $5,000,000  Policy terms up to three years  Optional extended completed operations coverage • Specialty Casualty o Size of risk – All levels of revenue o Territory – All U.S. states and worldwide product coverage; Canadian exposures considered upon eligibility o Primary Limits - $1,000,000/$2,000,000 or $2,000,000/$4,000,000 o Excess Limits – Up to $5,000,000 • Miscellaneous & Technology Professional Liability o Territory – All U.S. states o Coverage Limits – Vela can provide maximum limits of  $5,000,000 Each Claim  $5,000,000 General Aggregate o Excess Limits available – Up to $5,000,000 For additional information regarding our insurance products and capabilities, please visit our website www.vela-ins.com All other inquiries can be directed to marketing@vela-ins.com.