The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to withdraw or deposit funds.

For Canadian EXCHANGE cardholders traveling to the U.S., the network allows seamless access to cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network also offers a mobile app for easy navigation and access to services on smartphones, iPads, and Apple Watches.

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