Kim Martineau

Teachers Credit Union Benefits:* Wide Variety of Mortgage Products* Fixed and Variable Rates* First-time Homebuyer Programs* Low Down Payment Options and Flexible Repayment Terms* On-Line Preapproval* Most loan requests can be preapproved within minutes of your application* Comfortable Mortgage ExperienceAs a Credit Union, TCU is member owned and operated. We want to be your mortgage lender for this home and your next.

Cheryl has been in the finance industry for more than 21 years. She was a financial advisor for many years prior to transitioning to mortgage lending. The knowledge gained from each of these roles has enabled her to create lasting relationships with clients and business partners. Cheryl is experienced with many types of loans, including FHA, VA, USDA and Conventional. She is a certified veterans loan specialist and is also familiar with Indianas down payment assistance and first-time home buyer programs.Cheryl is known for providing ideal solutions to her borrowers and for creating a very enjoyable lending experience. She will guide you through every step of the process and looks forward to helping her members with one of their biggest and most important transactions.

Joseph has been a lifelong resident of Fort Wayne and serves all Indiana counties as a mortgage originator. He graduated with high honors from Trine University (formerly Tri- State) with a Bachelor of Science in Business Management and a Minor in Industrial Engineering.Joseph takes the time to get to know his members and learn their unique situation so he can ensure they get the loan they need. Whether you are purchasing your first home, relocating to the area, or simply refinancing your current home, Joseph can help you understand your options and the mortgage thats best for you.