Inova Federal Credit Union

United Federal Credit Union has served its Members since 1949 by helping them to build a sound financial future. United consists of more than 191,000 Member/owners worldwide and manages assets in excess of $3.8 billion. Its corporate offices and main branch are in St. Joseph, Mich., with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina, and Ohio. Federally insured by NCUA. Equal opportunity lender. Equal housing lender. NMLS #471962.

Michael Fernandez provides quality real estate lending expertise through financial counseling and product awareness to credit union members regarding their real estate financing needs and generate investment quality mortgage loans.He brings more than seven years of experience providing leadership and management of diverse cross-functional teams. Michael has been with United Federal Credit Union since 2018, serving most recently as Branch Manager for United's Benton Harbor branch, and previously as a Manager in United's Member Service Center where he spearheaded complex negotiations and problem resolution to ensure member satisfaction and loyalty.