Home Financial Bank

First Robinson Financial Corporation s principal activity is to accept deposits from the general public and invest them in various loans. The deposit products include passbook savings, NOW accounts, super NOW accounts, certificate of deposit accounts, individual retirement accounts, limited accounts and noninterest bearing accounts. The company s loan products include conventional, first mortgage loans secured by one- to four-family residences; consumer loans; commercial and agricultural real estate loans; commercial business; and agricultural finance loans. The company operates through its wholly owned subsidiary, First Robinson Savings Bank. It conducts its business through its main office and nearly five branch offices located in Crawford County, Ill. The customers of the company consist of individuals and small businesses. First Robinson Savings Bank is headquartered in Robinson, Ill.

Owen County State Bank is a financial institution that provides a range of banking products and services. It offers personal and business banking services. The bank also provides Internet and telephone banking services. Owen County State Bank offers a variety of checking, savings and individual retirement accounts. It also provides certificates of deposit and a variety of loans. The bank s business lending services include lines of credit and real estate loans. Owen County State Bank offers personal, auto, mortgage and home equity loans. The bank provides options for business, business analysis and money management checking accounts. Established in 1922, Owen County State Bank accepts applications for loans and credit and debit cards.

Peoples State Bank is a community bank and member of the Federal Deposit Insurance Corporation. The bank offers a range of deposit products, including a selection of checking and money market accounts, savings accounts, certificates of deposit and individual retirement accounts. It also provides an array of lending products, such as consumer and business loans, mortgages, home equity loans and commercial real estate loans. The Peoples State Bank services include online banking, automated teller machines and safe deposit boxes.