Fair Plan

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3502 Woodview Trce Ste 100
Indianapolis, IN 46268

The Indiana Basic Property Insurance Underwriting Association, commonly known as the FAIR Plan, was established in 1968 to provide property insurance options to individuals unable to secure coverage through the conventional insurance market. It serves as a last resort for those who have been declined by at least three non-related insurance companies and offers basic dwelling and commercial insurance in the state of Indiana.

The FAIR Plan is a voluntary association comprising licensed property insurance companies in Indiana, funded through premium income and assessments from member companies. Coverage limits include a maximum of $250,000 for dwelling risks and $1,000,000 for commercial properties, catering specifically to municipal residents in need of assistance with property insurance.

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