The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for debit cardholders to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby through the network.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers seamless access to cash via the Allpoint Network or Accel Debit Payments Network. The Exchange Network ensures that financial institutions participating in the network facilitate surcharge-free transactions, including withdrawals, deposits, and PIN changes.

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