The Exchange Network

The Exchange Network, based in Harwood Heights, IL, offers a convenient solution for users to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, members can easily find a location nearby to withdraw or deposit funds, as well as change their PINs.

Designed for both local and Canadian travelers, The Exchange Network allows users to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the U.S. The network is operated by Ficanex Services Limited Partnership, ensuring a seamless banking experience for its members.

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