Raymond Bancorp, Inc

First Montgomery Bancorp Inc. is the holding company of First National Bank of Litchfield. Founded in 1860, First Bank of Litchfield is a full-service community financial institution. It offers various types of deposit products, including checking, savings, certificates of deposit, money market, negotiable order of withdrawal (NOW) and individual retirement accounts. The bank s host of lending options includes consumer, auto, commercial and fixed-rate adjustable home loans. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.

LBT Bancshares is the holding company for the Bank & Trust Company. The Bank & Trust Company is a community bank headquartered in Litchfield, Ill., which is located approximately halfway between St. Louis and Springfield, Ill. The bank primarily serves counties in south central Illinois, which include Montgomery, Macoupin, Christian, Sangamon and Morgan counties. Bank & Trust Company has branch facilities located in Litchfield, Chatham, Raymond, Farmersville, Rochester and Carlinville, Ill., to provide personal service to its customers. Its assets exceed $200 million. The bank s trust assets under management exceed $30 million. LBT Bancshares is located in Litchfield.

Security National Bank was formed as a result of a merger between the First National Bank of Witt and the Witt National Bank in 1927. The bank serves the Montgomery County communities of Witt, Coffeen, Fillmore, Irving and surrounding areas. It offers personal banking services, such as passbook savings, money market passbook, Christmas club and individual retirement accounts. In addition, the bank provides safe deposit boxes, savings bonds, ATM/debit cards, personal money orders and cashier s checks. Lending options provided by the bank are commercial, real estate, consumer, personal and manufactured home loans. The bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.