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227 N Main St
Elizabeth, IL 61028

Hometown Mutual Insurance is a newly formed company resulting from the merger of Jo Daviess Mutual Insurance and Lutheran Mutual Insurance. With a focus on exceptional customer service, the company offers policyholders an easy and convenient way to view and pay their insurance premium bills online or by phone.

Founded in 1887, Jo Daviess Mutual Insurance Company was established by local property owners to provide insurance protection to rural America. As a mutual insurance company, it is owned entirely by its policyholders, embodying the spirit of mutuality and neighborly support in times of fire and lightning losses.

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