Michael Francq - Bay Equity

Preferred Rate, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Our core team has been together since 2012. Our operations team offers a level of speed and efficiency achievable only through the combination of people who know and respect each other very well. We started like a lot of great ventures — an experienced team with stunning talent, full commitment, drive and passion, and a mission to serve our customers with integrity. We have been in the industry long enough to have lived through the mortgage meltdown, and we understand first-hand how quickly things can change.

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.