Litchfield Bancshares Company

First Montgomery Bancorp Inc. is the holding company of First National Bank of Litchfield. Founded in 1860, First Bank of Litchfield is a full-service community financial institution. It offers various types of deposit products, including checking, savings, certificates of deposit, money market, negotiable order of withdrawal (NOW) and individual retirement accounts. The bank s host of lending options includes consumer, auto, commercial and fixed-rate adjustable home loans. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.

LBT Bancshares is the holding company for the Bank & Trust Company. The Bank & Trust Company is a community bank headquartered in Litchfield, Ill., which is located approximately halfway between St. Louis and Springfield, Ill. The bank primarily serves counties in south central Illinois, which include Montgomery, Macoupin, Christian, Sangamon and Morgan counties. Bank & Trust Company has branch facilities located in Litchfield, Chatham, Raymond, Farmersville, Rochester and Carlinville, Ill., to provide personal service to its customers. Its assets exceed $200 million. The bank s trust assets under management exceed $30 million. LBT Bancshares is located in Litchfield.

Country Bancorp is the parent company of National Bank. It is headquartered in Hillsboro, Ill., and has various branch and ATM locations throughout the United States. It offers a wide variety of financial products to meet personal and business needs, such as investments, insurance, direct deposits, debit cards, and personal, agricultural, business, mortgage and home loans. The company offers various types of accounts, including savings, checking, individual retirement, business and money market accounts, and certificates of deposit. In addition, it provides business products and services, such as cash delivery, night deposits, safe deposit boxes and business financing. It also provides online banking services for accessing account information, placing stop payments on checks, downloading transactions and statements, and balancing accounts.