Jocelyn Retz - Mortgage Loan Officer

As a full-service mortgage lender, we have the strong financial backing and a solution for nearly every mortgage need. Our portfolio of home financing options includes: fixed and adjustable rate loans, FHA, VA, USDA, jumbo loans, and refinancing programs.

CMG leads the mortgage industry in building awareness of the many advantages homeownership while innovating mortgage products that answer the needs of today?s home buyer. Carlos Giraldo based out of Oswego, IL provides a variety of mortgage solutions tailored to fit the needs of repeat home buyer, first time home buyers, investors, or those who just need to refinance a mortgage. Carlos can teach you about the variety of loan products CMG provides including conventional loans, FHA home loans, VA home loans, Jumbo loans, home improvement loans, USDA home loans, crowdfunding through HomeFundIt, as well as grant and down payment assistance options. Check out their website to meet the team, view the mortgage blog, mortgage calculator, customer testimonials, or start your mortgage prequalification and see what current mortgage rates you qualify for. Get in touch today and experience extraordinary. Founded in 1993, CMG currently operates in all states and the District of Columbia and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA, and FHLMC. CMG thrives on providing a personal customer service experience while functioning with the operational efficiency of a national firm. CMG proudly partners with some of the top real estate agencies, financial planning and investment firms, and builders across the nation to ensure their clients? home purchases close on-time, every time.

Christine is a Vice-President of Residential Lending with over 15 years of lending experience. She has a business degree from Waubonsee Community College. Although Christine is experienced in all types of mortgage lending, she likes to focus on IHDA loans for first time buyers, VA loans, FHA loans and construction lending. She is a member and volunteer with the Oswego Chamber of Commerce.