Heather McRae - CFS Mortgage

Experienced Senior Vice President Residential Lending with an over 20 year demonstrated history of working in the financial services industry. Skilled in Refinance, U.S. Department of Agriculture (USDA), U.S. Federal Housing Authority (FHA), Finance, and U.S. FHA Financing. Strong finance professional with a B.A. focused in Business, Entrepreneurship, Finance from DePaul University. NMLS: 398738, Branch NMLS: 1806506

Helping my clients successfully navigate the mortgage process to make smart financial decisions for them and their family is my passion. Purchasing a home is one of the biggest decisions of someone's life - and the financial piece can be daunting. After being in the business almost 20 years in the mortgage industry, seeing my clients dreams of home ownership come true is what continues to motivate me. I pride myself on my honesty and transparency. I treat every clients money like it is my own.Past clients continue to refer me business because of the positive experience they had working together. I am available 24/7 for my clients, which makes me unique. I strive simplify the process, relieving stress and guaranteeing a successful closing. NMLS: 664514, Branch NMLS: 1806506

With 40 years of experience in the mortgage industry spanning commercial banks, brokerages, and correspondent lenders, I have the knowledge and skills necessary to ensure a smooth, stress-free loan financing process from beginning to end for all of my customers.I started out on the ground floor as a loan processor, then worked my way up to closer. In 1988, I started a new path as a full-time loan officer, broadening my horizons and building my own client basein the process. That work ethic and dedication to my clients earned me recognition in the October 2020 issue of Chicago magazine as a 5-Star Mortgage Professional, an honor bestowed on only 1% of thepeople in this industry.I am fully committed to providing each of my buyers with personalized service. My extensive knowledge of varied programs such as FHA, VA, Conventional, USDA , Illinois and Wisconsin Grant Programs., combined with hands-on experience in processing and closing loans, gives unique capabilities in guiding my clients through every phase of the loan process. Working for CrossCountry Mortgage, I have access to innovative and proprietary product lines along with in-house underwriting and closing departments, allowing me to provide my customers with top quality service they can count on. I am happy to assist and help you through the entire mortgageprocess from Pre-Approval to Closing. Im the proud mother of 3 young men, a grandmother to 1. My family means the world to me. I also enjoy volunteering , especially a local organization that assists young families with the basic necessities.With all of that in mind, why wait? Contact me today and well get started on all of your mortgage needs! NMLS: 224415, Branch NMLS: 1806506