Frank Macikas (NMLS #532450)

Preferred Rate is the trusted, local APM division that caters to the specific needs of your community. Preferred Rate's mission is to create experiences that matter while serving your home financing needs...

Preferred Rate is the trusted, local APM division that caters to the specific needs of your community. Preferred Rate's mission is to create experiences that matter while serving your home financing needs...

Millie Ruiz-Wagner NMLS 225675, fluent in Spanish, has earned a reputation for assisting her clients through the complexities of mortgage lending and home buying. She dedicates herself to educating customers all along the way. Her business base consists of many first–time home-buyers, who then return to her for refinancing or subsequent purchases. She attributes her success to significant referral business from previously satisfied customers. She also works highly with Chicago-area real estate professionals, striving to enhance their clients' mortgage experiences. Her dedication and success are evident through high levels of customer satisfaction and her resilience in navigating the challenging economic landscape of the mortgage industry.