First Farmers Bank & Trust Co

The Citizens National Bank of Paris serves the banking needs of customers in Paris, Oakland and Charleston, Ill. The bank first opened its doors in 1902. As one of the larger commercial banks in its market area, Citizens National enjoys a sound financial position and reputation as a leader in local business and community affairs. The bank's lending function includes all types of commercial, mortgage and consumer loans. The credit needs of the community are served by making loans available for business, agriculture, residential, personal, auto, home improvement and educational purposes to its market area customers. The bank s total loan portfolio is approaching $111 million in size with a sufficient margin remaining for additional growth. The bank has a trust and asset management department, which manages approximately $40 million in total assets, making it one of the largest asset management groups in east central Illinois. The Citizens National Bank of Paris is headquartered in Paris.