Ascentra Credit Union

Members Community Credit Union (MCCU), located in Muscatine, Iowa, is dedicated to providing affordable financial services and personalized assistance to its members and the surrounding communities. With a range of low-interest loans, stellar savings options, and various financial products, MCCU aims to help individuals achieve their financial goals while keeping more of their hard-earned money in their pockets. As a not-for-profit institution, MCCU prioritizes member satisfaction over shareholder profits, returning earnings through lower loan rates and higher savings. They offer convenient banking services, including online and mobile banking, and maintain a strong focus on security to protect members' personal and financial information. Generated from the website

Unlike banks, we don’t answer to stockholders or investors, we answer to YOU. As a local, democratically controlled not-for-profit, each member of Ascentra Credit Union owns a share in the credit union. When you join Ascentra, you are not a customer you're a member-owner and are treated as such. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans, higher returns on your deposits, and lower fees. For our 40,000 members who directly benefit from our cooperative model, it's more than just about financial services, it’s about being part of an organization made up of people who genuinely care about your financial well-being and the communities we serve.