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Ray Waters is an experienced insurance agent with at Screven County Farm Bureau located in Sylvania, GA. Ray became an insurance agent to help people be aware of the risks in their lives and to make sure they are covered when life happens. It is his goal to help his clients understand what insurance policies make sense for them so that he can provide them with proper coverage. Ray offers knowledge in many forms of insurance such as life, auto and home/farm owners.When he is not working, he enjoys hunting, fishing, and watching football games on Saturdays. You can also find Ray and his wife out and about around town spending time with our son. They are both from the Millen/Sylvania area and are excited to raise their son in an environment that only small towns in Georgia can provide.

Georgia Farm Bureau Insurance offers competitive insurance plans for individuals and families in Screven County and in other communities just like it throughout Georgia. With 160 offices strategically located all across the state, no one knows Georgia like we do and no one covers Georgia like we do. All of our employees live and work in Georgia, from underwriting to sales to claims, and we are focused on providing the excellent customer service our members deserve. Our experienced insurance agents can help with a variety of your insurance needs, including auto insurance, home insurance, renters insurance, business insurance, umbrella policies, life insurance, farm insurance, crop insurance and more. Initially created to help farm families and rural communities back in 1959, Georgia Farm Bureau Insurance now serves all types of people in Georgia while still continuing to support Georgia's agriculture industry. By insuring with us, you can help ensure a safe and abundant supply of Georgia grown products and are actively reinvesting your dollars back into your community. Now that's insurance you can feel good about.

AgSouth Farm Credit is an agriculture financing cooperative. AgSouth provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. The Association serves 147 counties across the states of Georgia, North Carolina and South Carolina and is headquartered in Statesville, North Carolina. AgSouth Mortgages is the home loan division of AgSouth Farm Credit. AgSouth Mortgages specializes in home loans with large acreage. They also offer construction to permanent loans, VA loans, first-time homebuyer programs, and USDA loans.