Immediate Credit Recovery

Equifax, founded in 1899, engages in the collection, organization and management of various types of credit, financial, public record, demographic, and marketing information regarding individuals and businesses. The company s proprietary databases contain information on more than 400 million consumers and businesses worldwide. Its products and services include consumer credit information, information database management, marketing information, business credit information, decision-making and analytical tools, and identity verification services. The company serves customers across a wide range of industries, including financial services, retail, health care, telecommunications and utilities, brokerage, insurance, and municipalities. Equifax is a member of Standard & Poor's 500 Index, and is headquartered in Atlanta. It operates in the United States, Canada, Costa Rica, the United Kingdom, Ireland, Spain, Portugal, Brazil, Argentina, Chile, El Salvador, Peru, and Uruguay.

MicroBilt Corporation is a preferred provider of decision critical information that assists businesses in reducing risk and managing their business. The company provides online access to consumer and commercial credit bureau data with automated decision and collection services. It also offers additional data products, which include a basic person search, criminal conviction, bankruptcy, liens, judgments, motor vehicle, employment background and bank history reports. The company also enables businesses to enhance their content offerings by delivering private labeled content or Web sites to their established online communities. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax, Experian and Trans Union; the two commercial bureaus, D&B and Experian Business; as well as eFunds Corporation and Choicepoint. Established in 1979, MicroBilt Corporation has headquarters in Kennesaw, Ga.