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Founded in 1852, The Hanover Insurance Group provides a range of investment solutions to individuals and large and small businesses. It employs more than 4,000 employees and independent agents. The group offers various property and casualty products. The Hanover Insurance Group s commercial package includes business owner's policies and commercial auto, umbrella liability, inland marine, workers' compensation and packaged property programs. It covers managed care, claims handling, loss control and return-to-work capabilities. The group also provides coverage for properties, including boat, motor, trailer, safety and lifesaving equipment. The Hanover Insurance Group offers commercial fidelity and surety bonds. It additionally provides home, renter, condominium and dwelling fire claims management services. The group operates The Hanover Insurance Company and the Citizens Insurance Company of America.