First Command District Advisor - Brad Witham_CLOSED

First Command's Financial Advisors in Hinesville, GA are committed to serving our Nation's military families in their pursuit of financial security. Keeping you financially squared away wherever life takes you.

Ralph Kauzlarich graduated in 1988 from the United States Military Academy and commissioned as a U.S. Army Infantry Officer. After retiring as a Colonel with over 26 years of service, he worked in higher education and corporate leadership roles before joining the First Command Family as a Financial Advisor at the Jacksonville Beach, Florida office in 2019. In May of 2023, Ralph became the District Advisor for First Command’s District with offices in Hinesville, Richmond Hill, and Valdosta, Georgia, and Beaufort, South Carolina. Ralph is passionate about finding ways to serve others and is committed to making a positive impact in their lives. As a District Advisor, he provides guidance and support to his Advisors and staff who are deeply committed to coaching those who serve, have served, or support the aforementioned in their pursuit of financial security. He has four guiding principles that inspire his approach to leadership: 1. Coach and serve clients with a sense of urgency at a high, professional standard. 2. Demonstrate integrity and honor in the execution of our fiduciary responsibilities daily. 3. Approach life with a positive attitude while treating others with dignity and respect. 4. Develop winning teams to support and impact more lives. He provides his District with the necessary resources (time, training, and infrastructure) that enables each Advisor to meaningfully interact with clients and provide them the comprehensive financial plans. Ralph graduated with a Bachelor of Science degree in Economics from the United States Military Academy at West Point in 1988. He also received Master of Science degrees in Operational Planning from the Air University at Maxwell Air Force Base, Montgomery, Alabama in 2000, and Strategic Studies from the U.S. Army War College at Carlisle, Pennsylvania in 2012. He holds FINRA Series 7, 66 and 24 security licenses, plus Life and Health licenses in numerous states, to include GA, FL, AL, SC, NC, VA, DC, MD, MA, TX, NY, MT, WA, and OR. Ralph grew up in the Pacific Northwest. In June of 1989, he married Stephanie, who also graduated from West Point and is now a Physical Therapist and Mental Health Counselor. They have three children, Allie, Jacob, and Garrett. Each are servant leaders who are pursuing careers that will allow them to make an impact on others’ lives. When not leading his District, Ralph enjoys spending time with family and friends, traveling, and playing golf. He also serves on several Veteran not-for-profit boards.

Doug Overbey joined First Command Financial Services as a Financial Advisor in September 2015, following a 24-year career in the United States Army, where he attained the rank of Sergeant Major. A graduate of Excelsior College with a Bachelor of Science degree in General Studies, Doug holds Series 6, 63 and 65 securities licenses plus Georgia State Life and Health, Non-Resident SC and Florida Life and Health licenses. As a First Command Financial Advisor, Doug is committed to helping his clients pursue their financial goals and lifetime dreams by bringing sound financial knowledge and trustworthy advice to a lasting relationship with each individual and family he serves. As a 20-year client of First Command, Doug has experienced firsthand the benefits of comprehensive financial planning and is committed to helping others achieve their financial goals. Doug is married with four children and enjoys fishing and camping in his free time.