Cotton States Insurance

See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options. Let's put your home equity to work for you!...

Georgia native, Jonathan obtained his BBA from the University of Georgia in 1994, and his masters degree from Brenau University in 1999. Jonathan's love for the home buying and building process began because of construction work that he did for his father growing up. He has been a mortgage banker for over 27 years. He is a long-time board member of Habitat for Humanity of Northeast Georgia. He loves spending as much time as possible outdoors with his wife, and 2 daughters. Jonathan originates every type of loan, including Conventional, USDA, VA, FHA, Jumbo, and Construction/Permanent. Contact Jonathan to make your mortgage process quick and easy.

We put people 1st and will be there when you need us. When you find yourself in need of financial help, we offer personal loans up to $15,000* with flexible terms to fit any budget, so you can get back to what really matters – living your life. We’re not a payday lender and we don’t offer loans secured against a customer’s next paycheck. We offer short and long term installment loans with payment plans that fit each customer’s need. With over 300 1st Franklin offices across the southeast, we’re not far from home, and we've been offering loans to our neighbors for over 80 years. Call us today, and find out about our quick approvals, fixed payments and fixed rates.