Waterstone Mortgage - Ben Haughee

With over 20 years of experience, Wanda Gutierrez is a dedicated loan consultant known for her integrity, passion, and commitment to excellence. Specializing in first-time homebuyers, she ensures a smooth and informed mortgage process while building lasting relationships with her clients. Fully bilingual in Spanish, Wanda holds a bachelor's degree from Rollins College and stays ahead of industry changes through continuous education. Her clients trust her expertise, often returning for future financing and referring her to friends and family.

With decades of experience in real estate finance, Rick Hornbeck brings a unique blend of expertise as a Reverse Mortgage Specialist. His background as an entrepreneur, business consultant, real estate broker, investor, and professor allows him to guide clients 55+ through optimizing home equity, retirement cash flow, and portfolio longevity. Working closely with clients and their financial advisors, Rick develops customized reverse mortgage plans tailored to individual goals. A Florida State and Harvard Business School graduate, he's also a devoted husband, father, and grandfather. When he's not working, you might find him cruising the open road on his motorcycle.

Daniel Bass has been in real estate since 2004, gaining experience in mortgages, sales, and appraisals to provide a well-rounded perspective for his clients. A Volusia County native, he’s passionate about helping others achieve homeownership in the area he knows and loves. With deep local knowledge and a commitment to building strong relationships, Daniel ensures a smooth and informed home loan process. Based in DeLand, he enjoys exploring local shops and restaurants, kayaking, biking, and making the most of Central Florida’s outdoor lifestyle.