Smith, Beth Agt

A wealth of knowledge and solutions.

Cogent Bank is a state-chartered, full-service commercial bank. We help our clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions. We believe banking is personal and requires high-touch, innovative services designed to make managing financial transactions easier. We offer a broad range of lending, depository, treasury management, and mobile banking services designed to meet your complex and diverse needs. We are passionate and knowledgeable bankers with deep roots in the communities we serve. Our team consists of over 100 financial professionals located in Central, Northeast and West Florida. Together, we pair our financial expertise with a passion for our clients success.