Sandy Stephens at Rate (Nmls #460202)

Troy Calvert is your Wildwood local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Troy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Troy at (239) 237-0119 for more information!

Linda Culotta is your Naples local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (239) 237-0109 for more information!

Joel Schaub is your local Chicago Fan Mortgage Man. For the past 16 years, Joel has been at Rate generating almost $1 Billion in Sales. He ranks in the Top 1 % of all Loan Officers in the country according to Scotsman Guide 2019: Ranking in the top 10 for Illinois. He prides himself on his Givers Gain philosophy and implements it in his community. He is a season ticket holder for the Cubs, married to his best-friend: Christine, loves Jeopardy, and has a King Charles Cavalier named Louie.