Ridge Insurance

I’m proud to serve Central Florida—and especially the Highlands County communities of Avon Park, Sebring, Lake Placid, and Lorida, where I’ve built my life and business. As a local insurance agent, I’m passionate about helping individuals and families protect what matters most—whether that’s home insurance, auto insurance, life insurance, or preparing for a more secure financial future. From personalized coverage to real peace of mind, I’m here to help my neighbors feel confident about what’s ahead.

With years of experience in the financial industry, Joe DeRenzis offers a wealth of real-life strategies and solutions for his clients. He works with individuals to create customized retirement plans. These plans help clients not only accumulate the assets they need, but also distribute them in a tax-efficient and cost-effective way, maximizing their Social Security benefits, prepare for future healthcare and long term care costs allowing clients to achieve their life goals and dreams

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