Residential Acceptance Corporation

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5027 W Laurel St
Tampa, FL 33607

Residential Acceptance Corporation (RAC) is a full-service mortgage lender and underwriter based in Tampa, FL. They specialize in working closely with borrowers to ensure their loans are approved and closed on time, offering a range of loan programs including FHA, VA, USDA, FNMA, non-agency, and non-QM products. RAC prides itself on its common-sense underwriting approach and commitment to providing excellent customer service.

RAC stands out for its 24-hour underwriting service, allowing loans submitted by 12 P.M. EST to be underwritten by 6 P.M. the same day. With a focus on efficiency, RAC offers quick closings, with full files moving to the front of the line. Their team of underwriters is highly praised for their diligence and professionalism, ensuring a smooth and informed loan process. RAC's dedication to customer satisfaction and willingness to go the extra mile has earned them a reputation as a trusted wholesaler in the mortgage industry.

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Reviews

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3.02 reviews
Donald A.
1/14/2019

I've been working with RAC for years now. They are very solid at getting loans closed and most importantly quick! The staff is very friendly and is always willing to help answer any questions or...

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Kevin S.
5/14/2020

RAC, should be named REC (wreck)!!!! I have been an insurance agent for 23 years, and I have NEVER dealt with a lender such as this. I left a message and sent a voicemail on behalf of a client...

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