Macchiaroli, Mark

Howard Lerner - The Spectrum Group, nestled in the vibrant city of Miami, FL, stands as a beacon of financial expertise and tailored solutions. Specializing in investment banking, wealth management, and investment management services, this esteemed establishment caters to corporations, governments, institutions, and individuals alike. With a keen eye for client satisfaction and a dedication to innovation, The Spectrum Group prides itself on its sustainable practices and cutting-edge financial solutions. At Howard Lerner - The Spectrum Group, a dynamic team of professionals collaborates seamlessly to provide clients with comprehensive financial strategies that transcend borders. By harnessing the power of advanced technology and a deep well of expertise, this Miami-based firm ensures that each client receives personalized and integrated financial guidance. In a world of ever-evolving markets, The Spectrum Group remains a trusted ally, offering a wealth of knowledge and a steadfast commitment to excellence. Generated using this brand's available information

About Kellogg Smith is an innovative insurance agency specializing in tailored employee benefit solutions, retirement savings plans and executive benefits. Katy Kellogg formed Kellogg Smith in 1993 following 12 years in commercial banking where she was a VP and District Manager with Citibank. Katy's strong banking relationships and financial analysis expertise were a natural lead into group insurance products. Katy continues to focus and deliver exceptional financial results to her corporate clients today. ( Please see more about our approach to employee benefit consulting under CAPABILITIES. ) Second to finance, Katy's education and passion revolves around marketing and communication. Katy personally develops and oversees all employee education and communication materials to ensure benefits are understood and the value of the plans quantified. All employee benefit communications and enrollment presentations are provided in English and Spanish. While enrollment occurs once a year, Kellogg Smith provides education and employee advocacy all year long. We assist your employees in answering benefit questions and resolving claim disputes. We deliver plan value and improve employee satisfaction. In March of 2004, Katy's husband, Michael Smith joined the firm after a distinguished 20 year career with two leading life and disability insurance carriers. Michael brings the additional perspective of carrier underwriting and an intimate knowledge of life and disability contracts. Additionally, Michael was a Regional Sales Director for a web based enrollment company that launched Kellogg Smith into providing technology solutions for employee benefit websites and online enrollment. Kellogg Smith is committed to delivering and supporting the very best employee benefits program for your company and employees year after year. Our client retention speaks to our success in this regard. We welcome the opportunity to demonstrate our value proposition and how we can make a difference in your organization. "Kellogg Smith has made a significant impact on our employees as well as the business's bottom line! They bring a depth of experience that has allowed us to offer cost effective benefit plans and position us for success in the future with creative and compliant health & welfare strategies."

Legacy Wealth Management’s mission is be your most trusted financial manager by providing comprehensive financial planning and wealth management services.